I want to practice the skills my instructor has passed onto me

You’ve made the decision to learn to drive. You have applied for and received your provisional driving licence. You have found a professional driving instructor and started taking lessons. You now want to practice the skills and manoeuvres your instructor has passed onto you. This may not be as easy as you think...

The problem learners have

Gaining the recommended private practice time can be hard. The main problem is getting access to a car other than your driving school’s. Due to a learner driver’s lack of experience behind the wheel there is a reluctance by friends and family members to lend learner drivers their cars. The main reasons are the substantial additional premiums and should the learner driver be involved in a fault accident the car owner will lose their hard earned No Claims Bonus. You may also have to pay an increased excess.

The solution

The National Learner Driver Insurance policy. This is a fully comprehensive policy in the name of the learner driver. The car owner has the security of knowing that should the learner being supervised in their car be involved in a fault accident, it’s the National Learner Driver Insurance that will be in force. This policy protects any existing No Claims Bonus the car owner may hold. The NLD Insurance policy operates separately to any existing motor policy on the vehicle; it also removes the expense of adding an additional learner driver to the car owner's main policy.

The National Learner Driver Insurance policy meets the Road Traffic Acts legal requirements in that anybody in charge of a vehicle on a public highway must be covered by a current insurance policy. When you are having lessons from a professional instructor they will make sure you are insured while using their car; if you are practicing in a family members or a friends car, you will need to be a named driver or take out learner driver insurance.

The added benefits

We have listed some benefits of National Learner Driver Insurance. We recommend you look at the key facts and the policy wording to make sure that the policy meets your needs. Other questions about the policy you have may be answered on our FAQs page.

• The policy covers the learner driver while driving under supervision of a person that holds a current full UK/EU/EEA Driving Licence, is over 25 years of age held a full UK/EU/EEA Driving Licence for a minimum of 3 years and has been a resident in the United Kingdom for a minimum of 2 years or a current qualified Driving and Vehicle Standards Agency (DVSA) Examiner or current DVSA registered qualified Approved or Potential Driving Instructor (ADI/PDI).
• The policy protects any No Claims Bonus on the car owners policy when the learner is driving.
• This is a fully comprehensive policy in the name of the learner driver.
• The learner can choose a policy term that suits their requirements from 2 weeks to 5 Months and they can renew as many times as required. Premiums are from £2.01 per day. Based on a 5 month policy.
• Instant cover available if required.
• The price is fixed, regardless of your postcode*.
• The price is fixed, regardless of your age.
• The policy covers vehicles up to and including Group 29 (1-50 grouping) and valued less than £20,000.
• The policy has a £300 excess. This is significantly lower than a traditional motor policy that can have an excess of £700 made up of a voluntary excess, young driver excess and learner driver excess.
• The vehicle named on the National Learner Driver Insurance policy documents must be insured elsewhere by the registered keeper.

*some postcodes are excluded
**Vehicle must be under £20,000 in value and insurance group 29 or lower. The insurance group of the car will be checked in the application process.